About Us

Making mortgage advice

simple honest easy transparent personal for you.

We have helped a wide range of people achieve their goals by providing them with knowledge and support.

Who are we?

Welcome to Later Life Financial Advice. We are a local financial advisory business based in Sandwich covering the Kent and London area. We aim to help and support borrowers to make informed decisions when it comes to raising funds.

Our Mission is intrenched in our values of local old fashioned customer service and giving ethical advice to make sure any solutions are suitable for you.

Our point of difference is we are as focussed on education & making sure people understand the solutions that are out there as much as we are about providing and advising on solutions.

The business has experience in many areas of financial advice & believes in a holistic approach, working with other suitable experts, whom we can refer you to should the need arise.

We understand that Equity Release isn’t right for everybody & our approach is to sit and understand your needs without obligation or charge to assess suitability before anything else.

We are proud to be members of The Equity Release Council, which endorses our commitment to the highest industry standards, and we are supported by the Quilter Financial Planning Network, part of Quilter plc, a FTSE 250 trading company, which brings additional peace of mind to our clients.

Darren Cronin

With over 15 years of experience in Financial services, Darren has a broad range of experience from Corporate banking, Financial advice and... See more

With over 15 years of experience in Financial services, Darren has a broad range of experience from Corporate banking, Financial advice and Training & Management Roles through to working with local advisors & businesses on a consultancy basis to grow & improve customer experience.

His experience is supported through the achievement of industry qualifications and takes pride in keeping his knowledge up to date which coupled with his training and management experience is being utilised in educating and supporting clients through the Later Life seminars.

His approach is to always try to understand the wider needs of a client and what their priorities are. This results in a holistic approach to ensure clients get the best possible outcome. In doing so he enjoys a great working relationship with clients & colleagues alike to ensure this is always the standard that his clients can expect.

Outside of the Business, Darren enjoys spending quality time with the family, all things property renovation, tinkering with classic cars & long dog walks exploring the Kent coast.

Discover more about Equity Release

Find out more

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage. Some buy to let mortgages are not regulated by the Financial Conduct Authority.

Equity Release, Lifetime Mortgages & Home Reversion plans will reduce the value of your estate and can affect your eligibility for means tested benefits.

Later Life Financial Advice is trading style of Kent Financial Consultants Limited who are registered in England and Wales.

Registration Number: 12830348.

Registered Address : The Stella Maris Suite Pierremont Hall, Pierremont Park, Broadstairs, Kent, United Kingdom, CT10 1JX.

The guidance and/or information contained within this website is subject to the UK regulatory regime, and therefore targeted at consumers based in the UK.

Later Life Financial Advice is a trading style of Kent Financial Consultants Ltd which is an appointed representative of Quilter Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority. Quilter Financial Services Ltd is entered on the FCA register under reference 440703.